More Options for You.
We Work with 3 Different Lenders.

If you’re worried about your approval odds, we’ve got you covered. We work with 3 lenders for your convenience:

  1. Wells Fargo (Apply Online)
  2. GoodLeap (Apply In-Person)
  3. Lendmark (Apply In-Person)

Is Financing the Right Choice for Your Home Project?


Evaluate Your Priorities

Begin by determining which projects are urgent and which can be delayed. Focus on what needs immediate attention to ensure you're financing essential repairs first.

For instance, if your AC unit is on the brink of failure, replacing it should take precedence over less pressing upgrades like new fixtures. Prioritize critical repairs to make sure your financing goes toward the most important projects.


Create a Realistic Payment Plan

Estimate what you can comfortably pay each month without putting strain on your finances. For example, if your new HVAC system costs $5,000, figure out a monthly payment plan that fits within your budget.

It's essential to keep payments manageable, so you can handle them with ease.


Consider All Financing Options

Take the time to explore the different financing routes available. For example, a deferred interest plan might seem appealing, but ask yourself if you can pay it off in time. If not, you might be better off with a fixed rate plan.

Comparing options ensures you pick a solution that fits your situation and helps you avoid unnecessary costs.


Know the Rates and Terms

Understanding the interest rates and terms of your plan is crucial. For instance, a 0% interest option might look great, but if you don’t pay off the balance in time, interest rates could soar. Be sure to read the fine print so you're not caught off guard.


Prepare for the Unexpected

It’s wise to leave a little room in your financing for unforeseen costs. For instance, replacing an HVAC system could reveal additional repairs needed in your home.

By budgeting for these surprises, you’ll stay on track financially even if something unexpected comes up.


Have questions? Give us a call!